My understanding is that "account lifetime" is counted from when the account is created, so no, that would not be of use to you in this case.
(for more info please see the u_acct_expire entry in "man 4 prpwd"; it states explicitly that the account expiry time is not updated upon password change; I would infer that it is not updated upon de-activation either).
I simply keep a mental note to review disabled accounts after one month. We have a variety of tasks to undertake on ex-employees at that time (archiving their email; redistributing working files to their successor, etc.) Going back in to delete their accounts is a small part of the load.
Sorry I can't suggest an automatic way of achieving this.
nil illegitimi root-andum